Guide

Your Claim, Explained

How compensation is worked out, getting money and support before the claim ends, and the benefits and practical help available to families.

How Compensation Is Calculated

Compensation is calculated by looking at the full effect of the injury on the injured person’s life. The aim is to put the person, as far as money can, back into the position they would have been in if the accident or negligence had not happened. This usually involves considering the severity of the injury, the medical evidence, the likely recovery, any long-term disability, past financial losses and future needs.

In serious injury claims, compensation is rarely a simple figure. Solicitors will usually obtain evidence from medical experts, rehabilitation specialists, employment experts, care experts and sometimes accommodation or financial experts. This evidence helps build a clear picture of what has already been lost and what support will be needed in the future.

Interim Payments and Timelines

An interim payment is an early payment made before the final settlement of the claim. It can help cover urgent needs such as loss of earnings, rent or mortgage payments, care, rehabilitation, equipment or adapted accommodation.

Interim payments are usually only possible where liability has been admitted or where there is strong evidence that the claim is likely to succeed. They can make a significant difference by helping the injured person access support while the wider claim continues.

Practical and Financial Support

Families may be entitled to benefits or financial support while a claim is ongoing. This may include support for disability, reduced income, care needs, mobility, housing costs or the impact of being unable to work. Benefits can be especially important early on, before compensation has been recovered.

Applications can be detailed and evidence-based, so it helps to keep medical letters, appointment records, care notes, and details of daily difficulties. Specialist welfare benefits advice can help families understand what may be available and avoid missed support.

Benefits and Financial Support

Personal Independence Payment is a benefit for people who have a long-term health condition or disability that affects their ability to manage daily living or mobility. It is not based on income or savings, and a person may be able to claim it whether or not they are working.

For seriously injured clients, PIP can help with the extra costs of disability, including support with personal care, communication, getting around, planning journeys and managing daily tasks. Evidence such as medical reports, therapy notes and details of day-to-day difficulties can be important when applying.

Discuss Your Circumstances

Every claim is different. Contact Ilesh Chandarana to talk through yours.